How Much Does Blood Work Cost Without Insurance? Prices by Setting, Plus the 2026 Index of 160+ Tests
Real cash-pay prices for all 184 tests we sell, next to Quest Health and Labcorp OnDemand's own list prices (read from their pages, dated) and typical hospital billing. Updated with every catalog change.
Medically reviewed by Youmna DiStefano, MD · Last reviewed September 2026
Quick Answer
Without insurance, blood work costs $15–$50 per test when you order it yourself from a lab (the same Quest or Labcorp draw a doctor would send you for), $25–$80 per test on the labs' own consumer sites, a $100–$250 visit fee plus the lab's bill at a doctor's office or urgent care, and $100–$400 per test on a hospital outpatient bill. The six tests a physical usually orders — CBC, CMP, lipid panel, TSH, A1c, vitamin D — run $166.94 as one self-ordered order through TestWell versus roughly $800.00 at hospital self-pay rates. Across the 70 tests Quest Health also sells, its median list price is $79 (checked 2026-10-10) versus $44.49 all-in here for the same Quest draw; 66 of the 184 tests in the index below cost under $30. With insurance, preventive screening your clinician orders is usually free; anything diagnostic is billed against your deductible at the plan's negotiated rate, which for routine tests is often more than the cash price.
Recommended Tests
Order directly — no referral needed. HSA/FSA accepted.
How Much Does Blood Work Cost Without Insurance?
Without insurance, the price you pay for blood work depends on where you order it, not on the test. The same comprehensive metabolic panel — one CPT code, one tube, often the same Quest or Labcorp instrument — bills anywhere from $22.99 to $200 depending on the door you walk through:
| Where you get blood work | What a routine test costs, self-pay | What is in the price |
|---|---|---|
| Order it yourself from a lab (TestWell → Quest, Labcorp or BioReference) | $15–$50 per test, plus one $6 fee per order | Physician authorization, the draw, the lab work and results with reviewed ranges; no visit |
| The labs' own consumer sites (Quest Health, Labcorp OnDemand) | $25–$80 per test | Same draw at the same lab; physician order included; list prices 2–5× higher |
| Doctor's office or urgent care | $100–$250 visit fee + the lab's bill ($30–$100 per test when the office bills it) | The visit; the lab bill arrives separately, weeks later |
| Hospital outpatient lab | $100–$400 per test at list; discounts on request | Facility fees and chargemaster rates — the figure in the hospital column of the index below |
| Insurance (deductible not met) | The plan's negotiated rate, paid by you | Usually between the lab-direct and hospital rows; counts toward the deductible |
| Insurance (preventive screening your clinician orders) | $0 | ACA preventive services — cholesterol screening for adults 40–75, diabetes screening with overweight, and others; diagnostic repeats are not |
For routine and preventive testing you are paying for yourself, ordering directly from a lab beats every other route — and on a high-deductible plan it usually beats using insurance too, because you pay the whole negotiated rate anyway. The deductible guide covers when the insurance route wins, and FSA and HSA cards pay for any self-ordered test.
How much does routine blood work cost?
Routine blood work — a CBC with differential, comprehensive metabolic panel, lipid panel, TSH, hemoglobin A1c and vitamin D, the six tests a physical usually orders — costs $166.94 as one order through TestWell (six tests plus the single $6 fee), $300.00 bought test by test on Quest Health and $324.00 on Labcorp OnDemand (list prices checked 2026-10-10), and roughly $800.00 at typical hospital self-pay rates. Bundled, the General Wellness Panel covers the same ground for $49.99.
With insurance the answer depends on your deductible: until it is met you typically owe the plan's negotiated rate for each test, which for routine panels is frequently more than the cash prices above. Preventive labs ordered at an annual physical may be covered at no cost under the ACA; diagnostic or repeat labs usually are not.
How much does a cholesterol test cost without insurance?
A Lipid Panel costs $24.99 at TestWell — $30.99 all-in, since the $6 lab processing fee is charged once per order and there is no draw or physician fee. The labs' own sites list the same test at $59.00 at Quest Health and $59.00 at Labcorp OnDemand (checked Oct 10, 2026). Hospital outpatient labs typically bill around $150.00 self-pay. With insurance you pay your plan's negotiated rate against your deductible; TestWell's price is fixed before the draw and HSA/FSA-eligible. Order the Lipid Panel.
| Where you order | Price | One test, all-in | Notes |
|---|---|---|---|
| TestWell (drawn at Quest or Labcorp) | $24.99 | $30.99 | Includes the one $6 lab processing fee, charged once per order |
| Quest Health (Quest Diagnostics' own site) | $59.00 | $59.00 | list price checked 2026-10-10 |
| Labcorp OnDemand (Labcorp's own site) | $59.00 | $59.00 | list price checked 2026-10-10 |
| Hospital outpatient lab, self-pay (typical) | $150.00 | $150.00 | Reference figure; hospital charges vary widely by facility and are often higher |
How much does a vitamin D test cost?
A 25-Hydroxy Vitamin D test costs $41.99 at TestWell — $47.99 all-in, since the $6 lab processing fee is charged once per order and there is no draw or physician fee. The labs' own sites list the same test at $75.00 at Quest Health and $99.00 at Labcorp OnDemand (checked Oct 10, 2026). Hospital outpatient labs typically bill around $150.00 self-pay. With insurance you pay your plan's negotiated rate against your deductible; TestWell's price is fixed before the draw and HSA/FSA-eligible. Order the Vitamin D, 25-Hydroxy.
| Where you order | Price | One test, all-in | Notes |
|---|---|---|---|
| TestWell (drawn at Quest or Labcorp) | $41.99 | $47.99 | Includes the one $6 lab processing fee, charged once per order |
| Quest Health (Quest Diagnostics' own site) | $75.00 | $75.00 | list price checked 2026-10-10 |
| Labcorp OnDemand (Labcorp's own site) | $99.00 | $99.00 | list price checked 2026-10-10 |
| Hospital outpatient lab, self-pay (typical) | $150.00 | $150.00 | Reference figure; hospital charges vary widely by facility and are often higher |
How much does a TSH thyroid test cost?
A TSH (Thyroid Stimulating Hormone) test costs $26.99 at TestWell — $32.99 all-in, since the $6 lab processing fee is charged once per order and there is no draw or physician fee. The labs' own sites list the closest equivalent at $49.00 at Quest Health and $49.00 at Labcorp OnDemand (checked Oct 10, 2026; see the product notes). Hospital outpatient labs typically bill around $100.00 self-pay. With insurance you pay your plan's negotiated rate against your deductible; TestWell's price is fixed before the draw and HSA/FSA-eligible. Order the TSH (Thyroid Stimulating Hormone).
| Where you order | Price | One test, all-in | Notes |
|---|---|---|---|
| TestWell (drawn at Quest or Labcorp) | $26.99 | $32.99 | Includes the one $6 lab processing fee, charged once per order |
| Quest Health (Quest Diagnostics' own site) | $49.00 | $49.00 | Quest Health's TSH reflexes to free T4 when abnormal; TestWell's is TSH alone (TSH + free T4 is a separate test) · list price checked 2026-10-10 |
| Labcorp OnDemand (Labcorp's own site) | $49.00 | $49.00 | list price checked 2026-10-10 |
| Hospital outpatient lab, self-pay (typical) | $100.00 | $100.00 | Reference figure; hospital charges vary widely by facility and are often higher |
How much does a hemoglobin A1c test cost?
A Hemoglobin A1c test costs $21.99 at TestWell — $27.99 all-in, since the $6 lab processing fee is charged once per order and there is no draw or physician fee. The labs' own sites list the same test at $39.00 at Quest Health and $39.00 at Labcorp OnDemand (checked Oct 10, 2026). Hospital outpatient labs typically bill around $100.00 self-pay. With insurance you pay your plan's negotiated rate against your deductible; TestWell's price is fixed before the draw and HSA/FSA-eligible. Order the Hemoglobin A1c.
| Where you order | Price | One test, all-in | Notes |
|---|---|---|---|
| TestWell (drawn at Quest or Labcorp) | $21.99 | $27.99 | Includes the one $6 lab processing fee, charged once per order |
| Quest Health (Quest Diagnostics' own site) | $39.00 | $39.00 | list price checked 2026-10-10 |
| Labcorp OnDemand (Labcorp's own site) | $39.00 | $39.00 | list price checked 2026-10-10 |
| Hospital outpatient lab, self-pay (typical) | $100.00 | $100.00 | Reference figure; hospital charges vary widely by facility and are often higher |
The 2026 Price Index: Every Test We Sell
The complete index — all 184 individual tests, grouped by category, with three reference points per test: the TestWell cash-pay price, Quest Direct's own consumer price for the equivalent test where one exists, and the typical hospital-billed rate. Three numbers summarize it: the median test costs $36.99 here versus roughly $160 hospital-billed (a 77% difference), and 66 of the 184 tests cost under $30.
Methodology: TestWell prices are generated from our live catalog at publish time and are exactly what checkout charges. Quest Health and Labcorp OnDemand prices are list prices read from the labs' own public product pages on 2026-10-10 (each links to its source; an asterisk marks a documented composition difference, explained on the test page). Hospital figures are typical self-pay reference rates for the same CPT code — actual chargemaster prices vary by facility and are often higher. TestWell prices exclude the flat $6 fee that applies once per order, not per test. Full lab-by-lab lists: Quest Diagnostics prices, Labcorp prices, Quest vs Labcorp; all-in comparisons against other online providers with their per-order fees: Blood Test Price Index (open data, JSON and CSV).
Allergy
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Alpha-Gal Allergy Test · cost breakdown | $54.99 | $125.00 | $149.00 | $250 | 78% |
| Dog & Cat Allergy Test · cost breakdown | $89.99 | — | $99.00 | $250 | 64% |
| Food Allergy Panel · cost breakdown | $150.99 | — | $209.00* | $400 | 62% |
| Indoor & Outdoor Allergy Panel | $149.99 | — | — | $450 | 67% |
| Latex Allergy Test · cost breakdown | $39.99 | $52.00 | — | $130 | 69% |
| Mold Allergy Panel | $209.99 | $105.00* | $249.00* | $300 | 30% |
| Seafood & Shellfish Allergy Test · cost breakdown | $114.99 | $132.00* | $139.00* | $350 | 67% |
| Total IgE (Immunoglobulin E) | $29.99 | — | — | $110 | 73% |
| Tree Nut & Peanut Allergy Panel · cost breakdown | $122.99 | $132.00* | $139.00* | $450 | 73% |
| Tryptase | $71.99 | — | — | $300 | 76% |
Blood Health
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Body Inflammation Test (ESR) | $18.99 | — | — | $60 | 68% |
| CBC with Differential · cost breakdown | $21.99 | $29.00 | $29.00 | $100 | 78% |
| D-Dimer | $69.99 | — | — | $130 | 46% |
| Factor V Leiden Mutation | $131.99 | — | — | $450 | 71% |
| Haptoglobin | $101.99 | — | — | $300 | 66% |
| Immature Red Blood Cell Test | $19.99 | — | — | $100 | 80% |
| Platelet Count | $14.99 | — | — | $60 | 75% |
| Prothrombin Time with INR · cost breakdown | $23.99 | $42.00 | $39.00 | $120 | 80% |
| PT and PTT (Prothrombin & Partial Thromboplastin Time) | $26.99 | — | — | $150 | 82% |
| Red Blood Cell (RBC) Count | $14.99 | — | — | $60 | 75% |
| Sickle Cell Screen | $45.99 | — | — | $180 | 74% |
| Sickle Cell Trait Screen · cost breakdown | $45.99 | $60.00 | — | $180 | 74% |
Cancer Screening
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| CA 19-9 (Pancreatic Cancer Marker) | $28.99 | — | — | $225 | 87% |
| CA-125 (Ovarian Cancer Marker) | $34.99 | — | — | $200 | 83% |
| CEA (Carcinoembryonic Antigen) | $119.99 | — | — | $175 | 31% |
| Colon Cancer Screening Test (FIT) · cost breakdown | $59.99 | $79.00 | — | $120 | 50% |
| Galleri Multi-Cancer Early Detection Test | $949.99 | — | — | $1200 | 21% |
| PSA, Free & Total | $48.99 | — | — | $180 | 73% |
| PSA, Total · cost breakdown | $28.99 | $69.00 | $69.00 | $130 | 78% |
Diabetes & Blood Sugar
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| C-Peptide | $29.99 | — | — | $150 | 80% |
| Glucose | $14.99 | — | — | $50 | 70% |
| Glucose, Fasting · cost breakdown | $24.99 | — | $39.00 | $60 | 58% |
| Hemoglobin A1c · cost breakdown | $21.99 | $39.00 | $39.00 | $100 | 78% |
| Insulin, Fasting | $22.99 | — | — | $130 | 82% |
Digestive Health
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Amylase · cost breakdown | $21.99 | $89.00* | $39.00 | $100 | 78% |
| Fecal Calprotectin (Stool) · cost breakdown | $139.99 | — | $139.00 | $600 | 77% |
| H. pylori Breath Test · cost breakdown | $129.99 | $200.00* | $209.00 | $600 | 78% |
| H. pylori Stool Antigen Test | $149.99 | — | — | $500 | 70% |
| Lipase · cost breakdown | $21.99 | — | $39.00 | $100 | 78% |
Drug & Alcohol Screening
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| 10-Panel Drug Screen (Urine) | $149.99 | — | — | $550 | 73% |
| Nicotine/Cotinine Test · cost breakdown | $55.99 | $142.00 | — | $180 | 69% |
| PEth Alcohol Biomarker | $186.99 | $142.00 | — | $550 | 66% |
Environmental & Toxins
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Arsenic, Blood | $34.99 | — | — | $140 | 75% |
| Cadmium, Blood | $34.99 | — | — | $140 | 75% |
| Heavy Metals Panel (Basic) · cost breakdown | $84.99 | $120.00* | $269.00* | $350 | 76% |
| Lead, Blood · cost breakdown | $29.99 | $52.00 | — | $100 | 70% |
| Lead, Blood (Adult) | $28.99 | — | $59.00 | $150 | 81% |
| Mercury (Blood) | $37.99 | — | — | $175 | 78% |
| PFAS (Forever Chemicals) Blood Test | $899.99 | $350.00 | — | $900 | — |
Fertility
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Egg Reserve & Fertility Test (AMH) · cost breakdown | $74.99 | $135.00 | $139.00 | $400 | 81% |
| Estradiol (E2) · cost breakdown | $35.99 | — | $79.00 | $200 | 82% |
| LH (Luteinizing Hormone) · cost breakdown | $36.99 | — | $49.00 | $140 | 74% |
| Pregnancy Test (Quantitative hCG) · cost breakdown | $26.99 | $55.00 | $49.00 | $180 | 85% |
| Prolactin · cost breakdown | $39.99 | — | $79.00 | $200 | 80% |
General Health
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| ApoE Alzheimer's Risk | $184.99 | — | — | $600 | 69% |
| Blood Type Test · cost breakdown | $29.99 | $40.00 | $39.00 | $100 | 70% |
| Creatine Kinase (CK) | $18.99 | — | — | $100 | 81% |
| How Your Body Processes Medications Test | $1199.99 | — | — | $1500 | 20% |
| LDH (Lactate Dehydrogenase) | $19.99 | — | — | $120 | 83% |
| Lithium Level (Serum) | $29.00 | — | — | $120 | 76% |
| MTHFR Gene Mutation Analysis | $95.99 | — | — | $400 | 76% |
| Prealbumin | $29.99 | — | — | $150 | 80% |
| PTH (Parathyroid Hormone) · cost breakdown | $59.99 | — | $79.00 | $200 | 70% |
| Uric Acid · cost breakdown | $21.99 | $42.00 | $49.00 | $120 | 82% |
Heart Health
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Advanced Cholesterol Particle Test (NMR) · cost breakdown | $70.99 | — | $119.00 | $400 | 82% |
| Advanced Lipid Panel | $90.99 | — | — | $350 | 74% |
| ApoB — Heart Attack Risk Predictor · cost breakdown | $30.99 | — | $69.00 | $120 | 74% |
| ApoE Genotype (Cardiovascular Risk) | $133.99 | — | — | $500 | 73% |
| Apolipoprotein A-1 (ApoA-1) | $29.99 | — | — | $110 | 73% |
| Fibrinogen Activity | $22.99 | — | — | $125 | 82% |
| Heart & Body Inflammation Test (hs-CRP) · cost breakdown | $34.99 | $65.00 | $69.00 | $100 | 65% |
| Homocysteine · cost breakdown | $27.99 | $75.00 | $79.00 | $130 | 78% |
| Lipid Panel · cost breakdown | $24.99 | $59.00 | $59.00 | $150 | 83% |
| Lipid Panel with LDL/HDL Ratio | $24.99 | — | — | $170 | 85% |
| Lp(a) Hereditary Heart Risk Test · cost breakdown | $34.99 | $45.00 | $49.00 | $150 | 77% |
| Myeloperoxidase (MPO) | $44.99 | — | — | $180 | 75% |
| NT-proBNP (Heart Failure Marker) | $224.99 | — | — | $400 | 44% |
| Omega-3 Index | $69.99 | — | — | $250 | 72% |
| Oxidized LDL | $42.99 | — | — | $200 | 79% |
| TMAO (Trimethylamine N-Oxide) | $44.99 | — | — | $180 | 75% |
Hormones
Immunity & Vaccination
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Chickenpox (Varicella) Immunity Test | $32.99 | — | — | $150 | 78% |
| Hepatitis B Immunity Test · cost breakdown | $31.99 | — | $89.00 | $180 | 82% |
| Measles Immunity Test | $129.99 | — | $69.00 | $180 | 28% |
| MMR Immunity Test (Measles, Mumps, Rubella) | $289.99 | $142.00 | $139.00 | $300 | 3% |
| Tuberculosis (TB) Blood Test | $91.99 | $149.00 | $149.00 | $350 | 74% |
| Varicella (Chickenpox) Titer — Quantitative · cost breakdown | $56.99 | $65.00 | $69.00 | $150 | 62% |
Inflammation & Autoimmune
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Autoimmune Antibody Screen (ANA) · cost breakdown | $32.99 | $112.00* | — | $180 | 82% |
| C-Reactive Protein (CRP) | $26.99 | — | — | $80 | 66% |
| Celiac Disease Panel · cost breakdown | $124.99 | — | $119.00* | $250 | 50% |
| Celiac Disease Screen (tTG-IgA + Total IgA) | $49.99 | — | — | $200 | 75% |
| Immunoglobulins Panel (IgG, IgA, IgM), Quantitative | $59.99 | — | — | $180 | 67% |
| Rheumatoid Arthritis Antibody Test (Anti-CCP) | $32.99 | — | — | $180 | 82% |
| Rheumatoid Factor (RF) | $21.99 | — | — | $100 | 78% |
| Sed Rate (ESR) | $24.99 | — | — | $60 | 58% |
Iron & Anemia
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Ferritin · cost breakdown | $24.99 | — | $59.00 | $100 | 75% |
| Iron & TIBC | $25.99 | — | — | $100 | 74% |
| Iron Panel (Iron, TIBC & Ferritin) · cost breakdown | $32.99 | $59.00* | — | $170 | 81% |
| Transferrin | $23.99 | — | — | $90 | 73% |
Kidney & Urinary
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Kidney Function Test (Cystatin C) | $36.99 | — | — | $180 | 79% |
| Microalbumin (Urine Albumin/Creatinine Ratio) · cost breakdown | $24.99 | — | $79.00* | $150 | 83% |
| Renal Panel | $23.99 | — | — | $130 | 82% |
| Urinalysis, Complete · cost breakdown | $17.99 | — | $49.00 | $60 | 70% |
| Urinalysis, Complete, with Reflex to Culture · cost breakdown | $19.99 | $40.00* | — | $80 | 75% |
| Urine Culture, Routine | $24.99 | — | — | $100 | 75% |
Liver Health
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| ALT (Alanine Aminotransferase) | $18.99 | — | — | $60 | 68% |
| GGT (Gamma-Glutamyl Transferase) · cost breakdown | $19.99 | — | $59.00 | $80 | 75% |
| Liver Function Panel · cost breakdown | $19.99 | $119.00 | $79.00 | $120 | 83% |
Metabolic Health
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Basic Metabolic Panel | $20.99 | — | — | $150 | 86% |
| Comprehensive Metabolic Panel · cost breakdown | $22.99 | $49.00 | $49.00 | $200 | 89% |
| Electrolyte Panel · cost breakdown | $19.99 | $59.00 | $49.00 | $80 | 75% |
STI & Infectious Disease
Thyroid
| Test | TestWell | Quest Health | Labcorp OnDemand | Typical hospital (reference) | Savings vs hospital |
|---|---|---|---|---|---|
| Free T3 (Triiodothyronine) · cost breakdown | $30.99 | — | $89.00 | $120 | 74% |
| Free T4 (Thyroxine) | $23.99 | — | — | $150 | 84% |
| Reverse T3 | $35.99 | — | — | $200 | 82% |
| T3 Uptake | $22.99 | — | — | $120 | 81% |
| T3, Total (Triiodothyronine) | $24.99 | — | — | $120 | 79% |
| Thyroglobulin Antibodies | $26.99 | — | — | $110 | 75% |
| Thyroglobulin Panel (Thyroglobulin + Antibodies) | $39.99 | — | — | $250 | 84% |
| Thyroid Antibodies | $51.99 | — | — | $220 | 76% |
| Thyroid Panel with TSH · cost breakdown | $36.99 | $149.00* | $89.00* | $200 | 82% |
| Thyroid Peroxidase (TPO) Antibodies · cost breakdown | $25.99 | — | $69.00 | $150 | 83% |
| TRAb (TSH Receptor Antibody) | $69.99 | — | — | $300 | 77% |
| TSH (Thyroid Stimulating Hormone) · cost breakdown | $26.99 | $49.00* | $49.00 | $100 | 73% |
| TSH + Free T4 | $27.99 | — | — | $150 | 81% |
| TSI (Thyroid-Stimulating Immunoglobulin) | $114.99 | — | — | $350 | 67% |
Vitamins & Nutrients
Panel Pricing: Bundles Beat Individual Tests
Panels share one draw and one processing pass, so a bundle is almost always cheaper than ordering its parts individually. All 70 current panels, lowest price first:
Why Are Hospital and Insurance Lab Prices So High?
The same blood test costs wildly different amounts depending on who bills it, because lab pricing in the US isn't tied to the actual cost of running the test. Hospitals publish "chargemaster" rates that are often 5–10x the real cost, then negotiate discounts with insurers. If you're uninsured or self-pay at a hospital, you can get hit with the full chargemaster price.
Direct-to-consumer labs skip all of that. There's no facility fee, no insurance middleman, and no surprise bill weeks later. You pay one published price, and that's it. The tests are processed at the same national reference labs (Quest, Labcorp) your doctor uses, so the quality is identical — you're just removing the billing markup.
What's Included in the Price (and What Isn't)
At TestWell, your total at checkout is the test/panel price plus a single flat $6 lab processing fee (covers physician review, lab processing, and secure results delivery). If you've never ordered your own labs online before, the whole flow takes about two minutes. A few things people expect to be extra are actually included:
- Physician review — required by law for any lab order, included free. No doctor visit needed.
- The blood draw at a Quest or Labcorp walk-in location — included, no separate draw fee.
- Results delivery with reference ranges and explanations.
The only optional add-on is at-home phlebotomy (a licensed phlebotomist comes to you), where available. HSA and FSA cards are accepted, and there's no subscription or membership.
How to Pay Less for Blood Tests
A few simple ways to keep blood-work costs down:
- Use a DTC lab for routine testing instead of a hospital — the single biggest saving.
- Bundle into a panel. If you need several markers, a panel is almost always cheaper than buying each test individually.
- Pay with HSA/FSA dollars — lab tests are an eligible expense.
- Don't over-test. Order what answers your question; our Lab Agent can help you pick the right panel for your goal so you're not paying for markers you don't need.
- Compare channels. If you have insurance, check whether your deductible means you'd pay the full negotiated rate anyway — cash-pay is often cheaper.
Frequently Asked Questions
How much does a comprehensive metabolic panel (CMP) cost?
A Comprehensive Metabolic Panel (CMP, CPT 80053) costs $22.99 cash-pay at TestWell, versus about $200 if billed through a hospital. It measures 14 markers covering kidney function, liver function, blood sugar, and electrolytes in a single blood draw.
How much is a CBC with differential?
A CBC with Differential (CPT 85025) costs $21.99 cash-pay through TestWell, compared with about $100 at a hospital. It evaluates red and white blood cells and platelets.
How much does a testosterone test cost?
A total testosterone test (CPT 84403) is $33.99 cash-pay at TestWell, versus about $180 billed through a hospital. A Free + Total + SHBG panel is available for a fuller hormonal picture.
How much do a thyroid panel, vitamin B12 and vitamin D test cost together?
$104.97 for all three on TestWell — Thyroid Panel with TSH $36.99 (TSH, total T4, T3 uptake and free T4 index; CPT 84443 + 84436 + 84479), Vitamin B12 $25.99 (CPT 82607) and Vitamin D, 25-Hydroxy $41.99 (CPT 82306) — drawn together in one visit at Quest Diagnostics or Labcorp, with the physician order included. The same three tests billed through a hospital lab run about $450. Verified list prices from Quest Health and Labcorp OnDemand for each test are on their product pages and in the Lab Test Price Checker tool.
How much is a blood test?
A single blood test costs $36.99 at the median across the 184 tests in this index when ordered directly (cash-pay, no facility fee), and 66 of them are under $30 — a CMP, CBC, lipid panel or A1c each sit in the $15–$30 range. The same tests list higher on Quest Health and Labcorp OnDemand and typically run $160.00 or more at a hospital outpatient lab; the per-test tables below show every verified figure.
What is the lowest-cost way to get blood work done?
Ordering cash-pay through a direct-to-consumer lab (no facility fees, no insurance markup) is the lowest-cost route for routine testing — 66 of the 184 tests in this index cost under $30. Bundling related markers into a panel and paying with HSA/FSA dollars lowers the cost further.
How current are the prices in this index?
Exact to the minute you're reading. Every TestWell price on this page is generated from the same live catalog that checkout uses, so the index updates automatically whenever a price changes. Quest Health and Labcorp OnDemand list prices were read from the labs' own product pages on 2026-10-10 and are re-checked by script; hospital figures are typical reference rates re-verified quarterly.
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