Skip to main content

How Much Do Blood Tests Cost? The 2026 Price Index

Real cash-pay prices for all 168 tests we sell — against Quest Direct and typical hospital billing. Updated automatically with every catalog change.

Physician reviewed
Same-day approval
4,000+ lab locations

Quick Answer

Across the 168 tests in this index, the median cash-pay price is $36.99 through TestWell versus roughly $160 for the same test billed through a hospital — a 77% difference, and 60 tests cost under $30. You pay the listed price plus a flat $6 physician-review and processing fee, the blood draw at Quest or Labcorp is included, and no insurance or doctor visit is required. Every price on this page is generated from our live catalog, so it is exactly what checkout charges today.

How Much Does Blood Work Cost Without Insurance?

Without insurance, the price you pay for blood work depends entirely on where you order it — not on the test itself. The exact same Comprehensive Metabolic Panel can cost $10 or $200 depending on the channel:

  • Hospital self-pay: the most expensive route. Hospitals attach facility fees and "chargemaster" markups, so routine panels often bill $100–400+.
  • Insurance billing: unpredictable. You may owe nothing, a copay, or the full negotiated rate against your deductible — and on a high-deductible plan you usually pay the whole thing anyway.
  • Direct-to-consumer (DTC) cash-pay: the cheapest and most transparent. You see one price up front, pay it, and get the same test at the same labs (Quest, Labcorp). Routine tests are typically $15–50.

For routine and preventive testing, cash-pay through a DTC lab almost always beats running it through insurance — especially if you have a high-deductible plan and would pay out of pocket regardless.

The 2026 Price Index: Every Test We Sell

The complete index — all 168 individual tests, grouped by category, with three reference points per test: the TestWell cash-pay price, Quest Direct's own consumer price for the equivalent test where one exists, and the typical hospital-billed rate. Three numbers summarize it: the median test costs $36.99 here versus roughly $160 hospital-billed (a 77% difference), and 60 of the 168 tests cost under $30.

Methodology: TestWell prices are generated from our live catalog at publish time and are exactly what checkout charges. Quest Direct comparisons reflect their published consumer prices when last verified. Hospital figures are typical self-pay rates for the same CPT code — actual chargemaster prices vary by facility and are often higher. Prices exclude the flat $6 physician-review fee that applies once per order, not per test.

Allergy

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Alpha-Gal Allergy Test $62.99 $89 $250 75%
Dog & Cat Allergy Test $89.99 $99 $250 64%
Food Allergy Panel $150.99 $200 $400 62%
Indoor & Outdoor Allergy Panel $149.99 $199 $450 67%
Latex Allergy Test $39.99 $49 $130 69%
Mold Allergy Panel $209.99 $120 $300 30%
Seafood & Shellfish Allergy Test $114.99 $139 $350 67%
Tree Nut & Peanut Allergy Panel $254.99 $199 $450 43%
Tryptase $71.99 $99 $300 76%

Blood Health

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Body Inflammation Test (ESR) $18.99 $20 $60 68%
CBC (Complete Blood Count) $21.99 $35 $80 73%
CBC with Differential $21.99 $25 $100 78%
D-Dimer $69.99 $111 $130 46%
Factor V Leiden Mutation $131.99 $175 $450 71%
Haptoglobin $101.99 $120 $300 66%
Immature Red Blood Cell Test $19.99 $30 $100 80%
Prothrombin Time with INR $23.99 $42 $120 80%
PT and PTT (Prothrombin & Partial Thromboplastin Time) $54.99 $60 $150 63%
Sickle Cell Screen $45.99 $60 $180 74%
Sickle Cell Trait Screen $45.99 $60 $180 74%

Cancer Screening

TestTestWellQuest DirectTypical hospitalSavings vs hospital
CA 19-9 (Pancreatic Cancer Marker) $28.99 $50 $225 87%
CA-125 (Ovarian Cancer Marker) $34.99 $45 $200 83%
CEA (Carcinoembryonic Antigen) $119.99 $39 $175 31%
Colon Cancer Screening Test (FIT) $59.99 $79 $120 50%
Colon Cancer Screening Test (FIT) $129.99 $149 $250 48%
Galleri Multi-Cancer Early Detection Test $949.99 $949 $1200 21%
PSA, Free & Total $48.99 $60 $180 73%
PSA, Total $28.99 $40 $130 78%

Diabetes & Blood Sugar

TestTestWellQuest DirectTypical hospitalSavings vs hospital
C-Peptide $29.99 $35 $150 80%
Glucose $14.99 $20 $50 70%
Glucose, Fasting $24.99 $20 $60 58%
Hemoglobin A1c $21.99 $45 $100 78%
Insulin, Fasting $22.99 $45 $130 82%

Digestive Health

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Amylase $21.99 $39 $100 78%
Fecal Calprotectin (Stool) $189.99 $249 $600 68%
H. pylori Breath Test $399.99 $449 $600 33%
H. pylori Stool Antigen Test $299.99 $349 $500 40%
Lipase $21.99 $39 $100 78%

Drug & Alcohol Screening

TestTestWellQuest DirectTypical hospitalSavings vs hospital
10-Panel Drug Screen (Urine) $219.99 $249 $550 60%
Nicotine/Cotinine Test $55.99 $89 $180 69%
PEth Alcohol Biomarker $186.99 $249 $550 66%

Environmental & Toxins

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Heavy Metals Panel (Basic) $84.99 $120 $350 76%
Lead Test $28.99 $52 $150 81%
Lead, Blood $29.99 $49 $100 70%
Lead, Blood (Adult) $28.99 $52 $150 81%
Mercury (Blood) $37.99 $50 $175 78%
PFAS (Forever Chemicals) Blood Test $899.99 $400 $900

Fertility

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Egg Reserve & Fertility Test (AMH) $74.99 $139 $400 81%
Estradiol (E2) $35.99 $79 $200 82%
LH (Luteinizing Hormone) $36.99 $49 $140 74%
Pregnancy Test (Quantitative hCG) $26.99 $49 $180 85%
Prolactin $39.99 $79 $200 80%

General Health

TestTestWellQuest DirectTypical hospitalSavings vs hospital
ApoE Alzheimer's Risk $184.99 $249 $600 69%
Blood Type Test $29.99 $39 $100 70%
Creatine Kinase (CK) $18.99 $25 $100 81%
How Your Body Processes Medications Test $1199.99 $600 $1500 20%
LDH (Lactate Dehydrogenase) $19.99 $35 $120 83%
Lithium Level (Serum) $29.00 $90 $120 76%
MTHFR Gene Mutation Analysis $95.99 $149 $400 76%
Prealbumin $29.99 $49 $150 80%
PTH (Parathyroid Hormone) $59.99 $50 $200 70%
Uric Acid $21.99 $49 $120 82%

Heart Health

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Advanced Cholesterol Particle Test (NMR) $70.99 $150 $400 82%
Advanced Lipid Panel $90.99 $120 $350 74%
ApoB — Heart Attack Risk Predictor $30.99 $45 $120 74%
ApoE Genotype (Cardiovascular Risk) $133.99 $199 $500 73%
Fibrinogen Activity $22.99 $30 $125 82%
Heart & Body Inflammation Test (hs-CRP) $34.99 $65 $100 65%
Homocysteine $27.99 $45 $130 78%
Lipid Panel $24.99 $59 $150 83%
Lipid Panel with LDL/HDL Ratio $24.99 $52 $170 85%
Lp(a) Hereditary Heart Risk Test $34.99 $55 $150 77%
NT-proBNP (Heart Failure Marker) $224.99 $149 $400 44%
Omega-3 Index $69.99 $90 $250 72%
Oxidized LDL $42.99 $50 $200 79%

Hormones

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Adiponectin $36.99 $90 $250 85%
Aldosterone $61.99 $79 $180 66%
Antidiuretic Hormone (ADH) Profile $109.99 $139 $450 76%
Cortisol $32.99 $50 $170 81%
Cortisol (AM) $26.99 $40 $120 78%
Cortisol, PM $34.99 $55 $180 81%
DHEA-Sulfate $32.99 $45 $130 75%
DHT (Dihydrotestosterone) $51.99 $69 $150 65%
Estrogens, Total $39.99 $60 $180 78%
FSH (Follicle Stimulating Hormone) $29.99 $40 $120 75%
IGF-1 (Insulin-like Growth Factor) $37.99 $50 $200 81%
Leptin $36.99 $69 $200 82%
Progesterone $31.99 $50 $150 79%
SHBG (Sex Hormone Binding Globulin) $34.99 $59 $120 71%
Testosterone, Free (Direct) $33.99 $60 $180 81%
Testosterone, Free & Total $54.99 $85 $250 78%
Testosterone, Free & Total + SHBG $69.99 $144 $370 81%
Testosterone, Total $33.99 $69 $180 81%

Immunity & Vaccination

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Chickenpox (Varicella) Immunity Test $32.99 $59 $150 78%
Hepatitis B Immunity Test $31.99 $69 $180 82%
Measles Immunity Test $129.99 $69 $180 28%
MMR Immunity Test (Measles, Mumps, Rubella) $289.99 $129 $300 3%
Tuberculosis (TB) Blood Test $91.99 $149 $350 74%

Inflammation & Autoimmune

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Autoimmune Antibody Screen (ANA) $32.99 $60 $180 82%
C-Reactive Protein (CRP) $26.99 $30 $80 66%
Celiac Disease Panel $124.99 $80 $250 50%
Rheumatoid Arthritis Antibody Test (Anti-CCP) $32.99 $69 $180 82%
Rheumatoid Factor (RF) $21.99 $35 $100 78%
Sed Rate (ESR) $24.99 $28 $60 58%

Iron & Anemia

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Ferritin $24.99 $30 $100 75%
Iron & TIBC $25.99 $50 $100 74%
Iron Panel (Iron, TIBC & Ferritin) $32.99 $55 $170 81%
Transferrin $23.99 $30 $90 73%

Kidney & Urinary

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Kidney Function Test (Cystatin C) $36.99 $60 $180 79%
Microalbumin (Urine Albumin/Creatinine Ratio) $24.99 $45 $150 83%
Renal Panel $23.99 $40 $130 82%
Urinalysis, Complete $17.99 $20 $60 70%
Urinalysis, Complete, with Reflex to Culture $19.99 $35 $80 75%
Urine Culture, Routine $24.99 $45 $100 75%

Liver Health

TestTestWellQuest DirectTypical hospitalSavings vs hospital
ALT (Alanine Aminotransferase) $18.99 $20 $60 68%
GGT (Gamma-Glutamyl Transferase) $19.99 $25 $80 75%
Liver Function Panel $19.99 $35 $120 83%

Metabolic Health

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Basic Metabolic Panel $20.99 $30 $150 86%
Comprehensive Metabolic Panel $22.99 $49 $200 89%
Electrolyte Panel $19.99 $25 $80 75%

STI & Infectious Disease

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Chlamydia & Gonorrhea (RNA, Urine) $52.99 $70 $200 74%
CMV IgG + IgM Antibodies (Cytomegalovirus) $74.99 $124 $250 70%
CMV IgG Antibody (Cytomegalovirus) $40.99 $65 $150 73%
CMV IgM Antibody (Cytomegalovirus) $40.99 $59 $150 73%
Hepatitis B Test with Confirmation $59.99 $99 $250 76%
Hepatitis C Test with Confirmation $30.99 $62 $200 85%
Hepatitis Panel (A, B, C) $69.99 $89 $280 75%
HIV 1/2 Antigen & Antibodies (4th Gen) $39.99 $55 $150 73%
Lyme Disease Serology with Reflex $64.99 $100 $200 68%
Mono Test (Mononucleosis) $84.99 $49 $130 35%
Syphilis Test with Confirmation $39.99 $52 $150 73%

Thyroid

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Free T3 (Triiodothyronine) $30.99 $40 $120 74%
Free T4 (Thyroxine) $23.99 $40 $150 84%
Reverse T3 $35.99 $70 $200 82%
T3 Uptake $22.99 $35 $120 81%
T3, Free & Total (Triiodothyronine) $33.99 $33.99 $160 79%
T4, Free & Total (Thyroxine) $22.99 $22.99 $150 85%
Thyroglobulin Antibodies $26.99 $42 $110 75%
Thyroid Antibodies $51.99 $75 $220 76%
Thyroid Panel with TSH $36.99 $65 $200 82%
Thyroid Peroxidase (TPO) Antibodies $25.99 $50 $150 83%
TSH (Thyroid Stimulating Hormone) $26.99 $35 $100 73%
TSH + Free T4 $27.99 $59 $150 81%

Vitamins & Nutrients

TestTestWellQuest DirectTypical hospitalSavings vs hospital
Biotin (Vitamin B7) $259.99 $79 $200
Calcium $26.99 $52 $130 79%
Copper $31.99 $59 $160 80%
CoQ10 (Coenzyme Q10) $74.99 $99 $250 70%
Folate (Vitamin B9) $32.99 $65 $170 81%
Glutathione, Total $119.99 $120 $250 52%
Iodine $39.99 $52 $140 71%
Magnesium $19.99 $25 $80 75%
Magnesium, RBC $29.99 $45 $95 68%
Methylmalonic Acid (MMA) $49.99 $99 $180 72%
Osteocalcin $66.99 $89 $200 67%
Phosphorus $18.99 $29 $70 73%
Selenium $64.99 $109 $280 77%
Vitamin A (Retinol) $44.99 $49 $150 70%
Vitamin B1 (Thiamine) $43.99 $59 $150 71%
Vitamin B12 $25.99 $49 $100 74%
Vitamin B12 & Folate $36.99 $50 $140 74%
Vitamin B2 (Riboflavin) $66.99 $59 $150 55%
Vitamin B6 (Pyridoxine) $51.99 $69 $160 68%
Vitamin C (Ascorbic Acid) $44.99 $49 $150 70%
Vitamin D, 1,25-Dihydroxy (Calcitriol) $59.99 $99 $250 76%
Vitamin D, 25-Hydroxy $41.99 $75 $150 72%
Vitamin E (Alpha-Tocopherol) $40.99 $69 $180 77%
Vitamin K $36.99 $59 $150 75%
Zinc $26.99 $35 $100 73%

Panel Pricing: Bundles Beat Individual Tests

Panels share one draw and one processing pass, so a bundle is almost always cheaper than ordering its parts individually. All 60 current panels, cheapest first:

PanelSizeTestWellQuest Direct equivalent
LifeRx Core Panel 5 tests $49.99 $155
LifeRx Core Panel + B12 6 tests $59.99 $155
Diabetes Screening Panel 3 tests $59.99 $100
Liver Health Panel 4 tests $59.99 $200
Kidney Health Panel 4 tests $64.99 $170
Baseline Anemia Panel 5 tests $74.99 $175
Essential Thyroid Panel 3 tests $79.99 $115
Comprehensive B12 Deficiency Panel 3 tests $79.99 $193
STI Basic Panel 2 tests $84.99 $125
General Wellness Panel 4 tests $89.99 $155
Pre-Diabetes Panel 5 tests $89.99 $180
Basic Vitamin Deficiency Panel 3 tests $89.99 $169
Heart Health Panel 5 tests $99.99 $215
Post-COVID Recovery Panel 7 tests $99.99 $225
Complete Thyroid Panel 5 tests $109.99 $195
Erectile Dysfunction Panel 7 tests $114.99 $280
Women's Fertility Essentials 5 tests $119.99 $396
Metabolism & Weight Loss Panel 8 tests $119.99 $310
Fitness & Performance Panel 8 tests $119.99 $285
Inflammation Panel 7 tests $119.99 $264
Women's Health Panel 8 tests $129.99 $305
Autoimmune Panel 5 tests $129.99 $175
Sleep Health Panel 8 tests $129.99 $250
Gut Health Panel 5 tests $129.99 $232
Advanced Thyroid Panel 7 tests $129.99 $300
Men's Health Panel 8 tests $139.99 $310
Blood Clotting Panel 4 tests $149.99 $275
Autoimmune Advanced Panel 11 tests $159.99 $350
Immigration Exam Prep Panel 3 tests $159.99 $271
Chronic Fatigue Panel 9 tests $169.99 $350
Comprehensive Anemia Workup 8 tests $169.99 $300
GLP-1 Monitoring & Weight Management 10 tests $169.99 $477
TRT Quarterly Panel 11 tests $179.00 $480
Menopause Assessment Panel 8 tests $179.99 $456
Female HRT Quarterly Monitoring Panel 12 tests $179.99 $289
Essential Health Panel 10 tests $189.99 $385
Vitamin & Mineral Deficiency Panel 9 tests $189.99 $350
Men's Hormone Panel 7 tests $199.99 $350
General Wellness Advanced Panel 14 tests $209.99 $400
Pre-Pregnancy Panel 8 tests $224.99 $355
TRT Starting Panel 14 tests $229.99 $450
Women's Hormone Panel 11 tests $239.99 $568
Longevity & Anti-Aging Panel 13 tests $239.99 $450
STI Comprehensive Panel 7 tests $249.99 $450
Postpartum Recovery Panel 10 tests $249.99 $573
Early Pregnancy Panel 9 tests $249.99 $444
Female HRT Starting Panel 20 tests $249.99 $500
Peptide Therapy Monitoring Panel 19 tests $259.99 $500
Healthy Aging Panel 15 tests $299.99 $650
Genetic Risk Panel 3 tests $299.99 $500
Men's Health Advanced Panel 22 tests $299.99 $650
Men's Cancer Screening Panel 12 tests $299.99 $600
Women's Cancer Screening Panel 12 tests $299.99 $600
Immunity Check Panel 3 tests $329.99 $257
Men's Complete Fertility & Wellness Panel 21 tests $349.99 $800
Women's Complete Fertility & Wellness Panel 23 tests $399.99 $900
Women's Hair Health Panel 19 tests $469.99 $1000
Total Body Panel 49 tests $499.99 $1500
Men's Hair Health Panel 19 tests $499.99 $1100
Environmental Toxins Panel 4 tests $1049.99 $800

Why Are Hospital and Insurance Lab Prices So High?

The same blood test costs wildly different amounts depending on who bills it, because lab pricing in the US isn't tied to the actual cost of running the test. Hospitals publish "chargemaster" rates that are often 5–10x the real cost, then negotiate discounts with insurers. If you're uninsured or self-pay at a hospital, you can get hit with the full chargemaster price.

Direct-to-consumer labs skip all of that. There's no facility fee, no insurance middleman, and no surprise bill weeks later. You pay one published price, and that's it. The tests are processed at the same national reference labs (Quest, Labcorp) your doctor uses, so the quality is identical — you're just removing the billing markup.

What's Included in the Price (and What Isn't)

At TestWell, your total at checkout is the test/panel price plus a single flat $6 lab processing fee (covers physician review, lab processing, and secure results delivery). If you've never ordered your own labs online before, the whole flow takes about two minutes. A few things people expect to be extra are actually included:

  • Physician review — required by law for any lab order, included free. No doctor visit needed.
  • The blood draw at a Quest or Labcorp walk-in location — included, no separate draw fee.
  • Results delivery with reference ranges and explanations.

The only optional add-on is at-home phlebotomy (a licensed phlebotomist comes to you), where available. HSA and FSA cards are accepted, and there's no subscription or membership.

How to Pay Less for Blood Tests

A few simple ways to keep blood-work costs down:

  • Use a DTC lab for routine testing instead of a hospital — the single biggest saving.
  • Bundle into a panel. If you need several markers, a panel is almost always cheaper than buying each test individually.
  • Pay with HSA/FSA dollars — lab tests are an eligible expense.
  • Don't over-test. Order what answers your question; our Lab Agent can help you pick the right panel for your goal so you're not paying for markers you don't need.
  • Compare channels. If you have insurance, check whether your deductible means you'd pay the full negotiated rate anyway — cash-pay is often cheaper.

Frequently Asked Questions

Ready to order your tests?

Order today, get approved in minutes, and visit a lab the same day. No insurance or referral needed.

Browse All Tests