--- title: Microalbumin (Urine Albumin/Creatinine Ratio) Test type: test id: microalbumin url: "https://www.test-well.com/tests/microalbumin-urine" price_usd: 24.99 lab_fee_usd: 6 all_in_usd: 30.99 cpt: 82043, 82570 category: Kidney & Urinary sample: Urine (random) fasting_required: false results_in: "1–3 business days" labs: - Quest orderable: true reviewed_at: 2026-09-14 order_url: "https://www.test-well.com/cart?add=microalbumin-urine&utm_source=ai_agent&utm_medium=markdown" --- # Microalbumin (Urine Albumin/Creatinine Ratio) Test > Microalbumin (Urine Albumin/Creatinine Ratio) measures Urine Albumin, Urine Creatinine and Albumin/Creatinine Ratio from a urine sample. At TestWell it costs $24.99 plus a $6 lab fee, needs no fasting, and results post in 1–3 business days. Physician-authorized with no doctor's visit or insurance needed; draw at Quest. ## Key facts | Fact | Value | | --- | --- | | Price | $24.99 + $6 lab processing fee per order ($30.99 all-in for this test alone) | | CPT code | 82043, 82570 | | Sample | Urine (random) | | Fasting | Not required | | Results | 1–3 business days | | Labs | Quest Diagnostics | | Biomarkers measured | 3 | | Physician authorization | Included — no doctor's visit, referral or insurance needed | | Payment | Card, HSA or FSA; cash-pay only (no insurance billing) | ## What does the Microalbumin (Urine Albumin/Creatinine Ratio) test tell you? Detects early kidney damage by measuring small amounts of albumin leaking into urine — essential for diabetics. The urine albumin-to-creatinine ratio (ACR) detects microalbuminuria — small amounts of the protein albumin leaking through the kidney filters into urine. This is the earliest detectable sign of diabetic kidney disease and hypertensive nephropathy, appearing years before kidney function declines on standard blood tests. The American Diabetes Association recommends annual microalbumin screening for all diabetics. It is also valuable for anyone with hypertension, a family history of kidney disease, or cardiovascular risk factors. Early detection allows for interventions (blood pressure control, ACE inhibitors) that can halt or reverse kidney damage. **Clinical use:** Kidney and urinary testing evaluates how well your kidneys filter waste, balance electrolytes, and detect early signs of kidney damage from diabetes, hypertension, or medications. ## Who should order it? Anyone with diabetes, high blood pressure, family history of kidney disease, or taking long-term NSAIDs or other kidney-impacting medications. ## Biomarkers measured - [Urine Albumin](https://www.test-well.com/biomarkers/urine-albumin) - [Urine Creatinine](https://www.test-well.com/biomarkers/urine-creatinine) - [Albumin/Creatinine Ratio](https://www.test-well.com/biomarkers/albumin-creatinine-ratio) ## Price by lab | Lab | Test price | All-in (with $6 fee) | Notes | | --- | --- | --- | --- | | Quest Diagnostics | $24.99 | $30.99 | Choose at checkout; walk-in patient service centers nationwide (not NY/NJ) | Rhode Island is not served. Prices are identical online and in the lab; no draw fee or physician fee is added. ## How much does a Microalbumin (Urine Albumin/Creatinine Ratio) test cost? A Microalbumin (Urine Albumin/Creatinine Ratio) test costs $24.99 at TestWell — $30.99 all-in when ordered alone, because the $6 lab processing fee is charged once per order, with no draw fee or physician fee added. Ordered directly from the labs' own consumer sites, the closest equivalent lists at $79.00 at Labcorp OnDemand (list prices checked Sep 12, 2026; see the notes on how the products differ). Hospital outpatient labs typically bill around $150.00 self-pay for the same test, and often more. With insurance, what you pay depends on your deductible and your plan's negotiated rate; TestWell's price is fixed before the draw and is HSA/FSA-eligible. | Where you order | Price | One test, all-in | Notes | | --- | --- | --- | --- | | TestWell (drawn at Quest or Labcorp) | $24.99 | $30.99 | Includes the one $6 lab processing fee, charged once per order | | Labcorp OnDemand (Labcorp's own site) | $79.00 | $79.00 | Both report urine albumin-to-creatinine ratio · [list price checked 2026-09-12](https://www.ondemand.labcorp.com/lab-tests/albumin-creatinine-ratio-acr-test) | | Hospital outpatient lab, self-pay (typical) | $150.00 | $150.00 | Reference figure; hospital charges vary widely by facility and are often higher | Lab test codes: Quest test code 6517 · BioReference code 0228-7. ## How do you prepare? No fasting required. A random urine sample is collected at the lab. ## Related conditions - Chronic kidney disease screening (N18.9) - Hypertension-related kidney monitoring (I12.9) ## Common questions about the Microalbumin (Urine Albumin/Creatinine Ratio) test ### How long do Microalbumin (Urine Albumin/Creatinine Ratio) results take? Most Microalbumin (Urine Albumin/Creatinine Ratio) results are available in 1–3 business days after your specimen arrives at the lab. You'll get an email the moment results are ready, with everything viewable in your TestWell portal. ### What sample is collected for the Microalbumin (Urine Albumin/Creatinine Ratio)? Urine (random). Follow the sample-collection instructions included with your order kit. ### How much does the Microalbumin (Urine Albumin/Creatinine Ratio) cost without insurance? On TestWell, the Microalbumin (Urine Albumin/Creatinine Ratio) is $24.99. Quest Direct lists comparable tests at $45. Walk-in hospital labs typically bill $150 or more without insurance. Insurance is not required — pay one all-in price. ### Do I need to fast before the Microalbumin (Urine Albumin/Creatinine Ratio)? No fasting required for the Microalbumin (Urine Albumin/Creatinine Ratio). No fasting required. A random urine sample is collected at the lab. ### Where can I get the Microalbumin (Urine Albumin/Creatinine Ratio) done? The Microalbumin (Urine Albumin/Creatinine Ratio) is available at Quest patient service centers nationwide. Order online at TestWell, pick your preferred lab, and we'll generate a digital requisition for the location closest to you. ## How to order 1. Add to cart: https://www.test-well.com/cart?add=microalbumin-urine&utm_source=ai_agent&utm_medium=markdown 2. Create an account or sign in, confirm your state and preferred lab, pay by card, HSA or FSA. 3. A licensed physician authorizes the order (usually within minutes); the requisition arrives by email. 4. Walk into any Quest Diagnostics patient service center — no appointment needed at most sites. 5. Results post to your TestWell portal in 1–3 business days with reference ranges and flags. ## Related - [Urinalysis, Complete, with Reflex to Culture](https://www.test-well.com/tests/urinalysis-with-reflex-to-culture) — $19.99 - [Urine Culture, Routine](https://www.test-well.com/tests/urine-culture-routine) — $24.99 - [All Kidney & Urinary tests](https://www.test-well.com/tests/category/kidney-urinary) - [Full test directory](https://www.test-well.com/tests/directory) --- Medically reviewed by Youmna DiStefano, MD (Medical Reviewer, TestWell); last reviewed 2026-09-14. Review policy: https://www.test-well.com/reviewers/youmna-distefano-md Canonical page: https://www.test-well.com/tests/microalbumin-urine Machine-readable catalog: https://www.test-well.com/api/catalog.json · MCP server: https://www.test-well.com/mcp · Overview for agents: https://www.test-well.com/llms.txt Prices are cash-pay, in USD, and include physician authorization; every order adds one flat $6 lab processing fee. Educational content is not a diagnosis — discuss results with a clinician.